[kahljorn]

That's true but I'll at least have more money for a down payment which can drastically reduce the monthly pament, and I'm hoping the houses will drop at least 20 grand, or at least into the affordable range. I want to move to humboldt which is a relatively desolate area, most of the cities only have like 15,000 people in them. Usually the less people that live in/move into a place the more likely it'll be cheaper.