[WhiteRat]

Pretty much the same thing happened to me 7 years ago. I was the second of three cars ('94 Cavalier represent!) at a stoplight in downtown St. Paul casually smoking a death stick and minding my own business when some dumb broad going 45 in a 35 slams into the car behind me. My poor Cavalier smashed into the car in front me. Totaled my car out and the speeder's car. I wasn't wearing my seatbelt but thankfully I came out okay.

What really pissed me off was when we were all exchanging insurance info the speeder, with her arms folded and a look of disgust on her face said, "can we hurry this up? I've got shit I've gotta do!"