Quite right Kevin, I was, but I believe my point is still valid.
"The Qur'an presents the divine principles as signs, clues or guides (Ayat) to help the Muslim succeed in this world and in the hereafter. Islam has no clergy or religious hierarchy charged with the "official" or "exclusive" interpretation of the divine principles. This leaves the detailed interpretation and application of these principles to
individual Muslims who are free to choose and, therefore, must accept the responsibility for their choices"
-emphasis added by me-
Except from
http://www.datadubai.com/quran.htm
Self responsibility, however, is not only a western concept. I believe every nation, and every people, have a mutual understanding that a person make his own choices, and must therefore be accountable for them.