MMORPGs: What is the best value?

[Flynn]

I have often thought about playing MMORPGs online, but with the wide variety available, I don't know which game to spend my hard earned dollars on. Does anyone have any suggestions? I would prefer a game with these features:

1. PvP combat. I should be able to kill people, and they should be able to kill me.

2. An economy that makes sense. I shouldn't be able to aquire superweapons easily.

3. A game community not populated primarily by retards. I don't want to play a game where the only dialogue between players consists of: "LOL U R a Fag!!1!" and "ADAMANT 4 SALE!!"

Or should I even bother wasting my money? Are these games fun, or are they just great big financial vacumes?