who wants to loan me money?

[Evil Robot]

Whats the name of the company that is granting a land contractract on a property that already has an occupied structure on it? These terms dont make any sense. Land contracts are rarely handed out on what sounds like an unsecured loan. A land contract is ussually only given to reputable contractors under speculation that a house will be worth more then the property it is built on, and I don't think your in any position to build a house.
Please tell me how you plan on getting financing as I'm working on getting a NYS real estate license but I've never heared of this combination of terms.

edit: what state are you in most importantly. You might be able to get a grant from the federal govt. for buying property if your agent knows what he/she is doing.