Someone get the icepick. I'm gonna have to dig another hole in this dude's skull before he understands.
Banks may fuck up all the time, but not in this case.
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three days to clear a goddamn check
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That's being slow, not fucking up.
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they charge you $25 if you overdraw your checking by $0.01
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That's in the contract. It's happened to me twice.
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and for some reason they've allowed a video store to charge $104.98 to one of my accounts THAT WAS ALREADY IN THE NEGATIVE.
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There's no rule saying charges can't be made on overdrawn accounts, and that was probably in the contract too. If the amount was too much, it's more likely the video store's fault and not the bank's.
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